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Mike & Danielle Davis, REALTOR®, real estate agent and broker for Urbandale, Ankeny and Des Moines Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Urbandale, Ankeny and Des Moines, Iowa Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Urbandale, Ankeny and Des Moines real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top REALTOR®. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR REALTORS®. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Urbandale, Ankeny and Des Moines REALTORS®, we have the experience and track record you are looking for. Please let us help.

- Mike & Danielle Davis

School Reports in Urbandale, Ankeny and Des Moines, Iowa

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Schools in Urbandale, Ankeny and Des Moines

Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What country of the world has the highest percentage of private housing?
A	Mongolia, where 100% of all properties are owner-occupied.
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Mike & Danielle Davis - REALTORS
RE/MAX Real Estate Concepts
4800 Mills Civic Parkway, Suite 203
West Des Moines, IA 50265
Phone: 515.633.8877
Email: mikedavis@NUMBER1EXPERT.com

Licensed in the State of Iowa
License #S36338000

Want to search all available MLS homes for sale in the Des Moines area? Interested in zero down home loans and low interest rate home loans? Or are you looking to sell and want 21st Century marketing that gets houses sold fast and at the best prices? Mike and Danielle want to help you. We know that buying or selling a home is a complicated process, but we consider it our job to make the process as fun and as easy as possible. Know that when you make the decision to contact us that we are here to help and counsel you, not try to "sell" you something. All of our clients have individual needs and we provide individual service that gets the job done.

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Mike & Danielle Davis, REALTORS real estate and homes for sale in Urbandale, Ankeny and Des Moines Iowa

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